The goal of Personal Injury Protection (PIP) benefits has always
been for consumers involved in an auto accident to receive payments for medical
expenses, lost wages, funeral expenses, and replacement services quickly
without having to go to court. Senate Bill 121 seeks to reform the state’s
auto PIP law with common-sense provisions.
Enacting Senate Bill 121 would put auto insurers on-par with other payors for the same medical procedures via the proven and well-functioning workers compensation fee schedule.
This way, the amounts charged for the same medical procedure by the same hospital are not drastically different just because the patient is getting the procedure done for an auto related injury. Using a proven fee schedule should also help reduce fraud from overtreatment and overcharging.